|
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Synaptic Risk Rating based on following analysis:
| Conventional MPS 1 |  |
| Conventional MPS 2 |  |
| Conventional MPS 3 |  |
| Conventional MPS 4 |  |
| Conventional MPS 5 |  |
| Sustainable MPS 1 |  |
| Sustainable MPS 2 |  |
| Sustainable MPS 3 |  |
| Sustainable MPS 4 |  |
| Sustainable MPS 5 |  |
| MyPortfolio Index I |  |
| MyPortfolio Index II |  |
| MyPortfolio Index III |  |
| MyPortfolio Index IV |  |
| MyPortfolio Index V |  |
| MyPortfolio Index Plus I |  |
| MyPortfolio Index Plus II |  |
| MyPortfolio Index Plus III |  |
| MyPortfolio Index Plus IV |  |
| MyPortfolio Index Plus V |  |
| MyPortfolio Select I |  |
| MyPortfolio Select II |  |
| MyPortfolio Select III |  |
| MyPortfolio Select IV |  |
| MyPortfolio Select V |  |
| ASI MyFolio Market I |  |
| ASI MyFolio Market II |  |
| ASI MyFolio Market III |  |
| ASI MyFolio Market IV |  |
| ASI MyFolio Market V |  |
| ASI MyFolio Managed I |  |
| ASI MyFolio Managed II |  |
| ASI MyFolio Managed III |  |
| ASI MyFolio Managed IV |  |
| ASI MyFolio Managed V |  |
| ASI MyFolio Multi-Manager I |  |
| ASI MyFolio Multi-Manager II |  |
| ASI MyFolio Multi-Manager III |  |
| ASI MyFolio Multi-Manager IV |  |
| ASI MyFolio Multi-Manager V |  |
| ASI MyFolio Monthly Income II |  |
| ASI MyFolio Monthly Income III |  |
| ASI MyFolio Monthly Income IV |  |
| ASI MyFolio Index I |  |
| ASI MyFolio Index II |  |
| ASI MyFolio Index III |  |
| ASI MyFolio Index IV |  |
| ASI MyFolio Index V |  |
| Aegon Conservative Core Portfolio |  |
| Aegon Cautious Core Portfolio |  |
| Aegon Balanced Core Portfolio |  |
| Aegon Balanced Plus Core Portfolio |  |
| Aegon Growth Core Portfolio |  |
| Aegon Growth Plus Core Portfolio |  |
| Aegon Adventurous Core Portfolio |  |
| Risk Managed 1 |  |
| Risk Managed 2 |  |
| Risk Managed 3 |  |
| Risk Managed 4 |  |
| Risk Managed 5 |  |
| Risk Managed 6 |  |
| VT AJ Bell Cautious fund |  |
| VT AJ Bell Moderately Cautious fund |  |
| VT AJ Bell Balanced fund |  |
| VT AJ Bell Moderately Adventurous fund |  |
| VT AJ Bell Adventurous fund |  |
| VT AJ Bell Global Growth fund |  |
| VT AJ Bell Income fund |  |
| VT AJ Bell Income & Growth fund |  |
| AJ Bell Passive MPS 1 |  |
| AJ Bell Passive MPS 2 |  |
| AJ Bell Passive MPS 3 |  |
| AJ Bell Passive MPS 4 |  |
| AJ Bell Passive MPS 5 |  |
| AJ Bell Passive MPS 6 |  |
| AJ Bell Passive MPS Income 1 |  |
| AJ Bell Passive MPS Income 2 |  |
| AJ Bell Active MPS 1 |  |
| AJ Bell Active MPS 2 |  |
| AJ Bell Active MPS 3 |  |
| AJ Bell Active MPS 4 |  |
| AJ Bell Active MPS 5 |  |
| AJ Bell Active MPS 6 |  |
| AJ Bell Active MPS Income 1 |  |
| AJ Bell Active MPS Income 2 |  |
| AJ Bell Pactive MPS 1 |  |
| AJ Bell Pactive MPS 2 |  |
| AJ Bell Pactive MPS 3 |  |
| AJ Bell Pactive MPS 4 |  |
| AJ Bell Pactive MPS 5 |  |
| AJ Bell Pactive MPS 6 |  |
| MAF I |  |
| MAF II |  |
| MAF III |  |
| MAF IV |  |
| MAF V |  |
| Smooth Managed Fund |  |
| BMO MM Navigator Growth Fund |  |
| BMO MM Navigator Balanced Fund |  |
| BMO MM Navigator Cautious Fund |  |
| BMO MM Navigator Distribution Fund |  |
| BMO MM Navigator Boutiques Fund |  |
| BMO Universal MAP Adventurous |  |
| BMO Universal MAP Balanced |  |
| BMO Universal MAP Cautious |  |
| BMO Universal MAP Defensive |  |
| BMO Universal MAP Growth |  |
| BMO Universal MAP Income |  |
| Pyrford Global Total Return (Sterling) |  |
| Sustainable Universal MAP Balanced |  |
| Sustainable Universal MAP Cautious |  |
| Sustainable Universal MAP Growth |  |
| BMO MM Lifestyle 3 Fund |  |
| BMO MM Lifestyle 4 Fund |  |
| BMO MM Lifestyle 5 Fund |  |
| BMO MM Lifestyle 6 Fund |  |
| BMO MM Lifestyle 7 Fund |  |
| BNY Mellon Multi-Asset Diversified Return |  |
| BNY Mellon Multi-Asset Income |  |
| BNY Mellon Multi-Asset Balanced |  |
| BNY Mellon Multi-Asset Growth |  |
| BNY Mellon Multi-Asset Global Balanced |  |
| BNY Mellon Global Dynamic Bond |  |
| BNY Mellon Global Dynamic Bond Income |  |
| BNY Mellon Real Return |  |
| Cautious |  |
| Cautious Higher Equity |  |
| Income |  |
| Income Higher Equity |  |
| Balanced MPS |  |
| Growth MPS |  |
| Global Equity MPS |  |
| Cautious Passive+ |  |
| Cautious Higher Equity Passive+ |  |
| Income Passive+ |  |
| Income Higher Equity Passive+ |  |
| Balanced Passive+ |  |
| Growth Passive+ |  |
| Global Equity Passive+ |  |
| MPS Low Risk (Defensive Income) |  |
| MPS Low Medium Risk (Income & Growth) |  |
| MPS Low Medium Risk (Income) |  |
| MPS Medium Risk (Income) |  |
| MPS Medium Risk (Income & Growth) |  |
| MPS Medium Risk (Passive) |  |
| MPS Medium High Risk |  |
| MPS Medium High Risk (Passive) |  |
| MPS High Risk (Growth) |  |
| IFSL BM Defensive Income |  |
| IFSL BM Cautious Growth |  |
| IFSL BM Balanced |  |
| IFSL BM Strategic Growth |  |
| IFSL BM Defensive Capital |  |
| MPS Low Medium Risk (Passive) |  |
| MPS RIS Low Medium Risk |  |
| MPS RIS Medium Risk |  |
| MPS RIS Medium High Risk |  |
| LF Canlife Portfolio III |  |
| LF Canlife Portfolio IV |  |
| LF Canlife Portfolio V |  |
| LF Canlife Portfolio VI |  |
| LF Canlife Portfolio VII |  |
| Canlife Portfolio 3 |  |
| Canlife Portfolio 4 |  |
| Canlife Portfolio 5 |  |
| Canlife Portfolio 6 |  |
| Canlife Portfolio 7 |  |
| LF Canlife Managed 0%-35% |  |
| Canlife Managed 0%-35% |  |
| LF Canlife Managed 20%-60% |  |
| Canlife Portfolio 3 TRA |  |
| Canlife Portfolio 4 TRA |  |
| Canlife Portfolio 5 TRA |  |
| Canlife Portfolio 6 TRA |  |
| Canlife Portfolio 7 TRA |  |
| Canlife Managed 0%-35% TRA |  |
| Canlife Managed 20%-60% TRA |  |
| Canlife Diversified Monthly Income |  |
| Canlife Index Portfolio 3 |  |
| Canlife Index Portfolio 4 |  |
| Canlife Index Portfolio 5 |  |
| Canlife Index Portfolio 6 |  |
| Canlife Index Portfolio 7 |  |
| FP Carmignac Emerging Markets |  |
| FP Carmignac Emerging Patrimoine |  |
| FP Carmignac European Leaders |  |
| FP Carmignac Emerging Discovery |  |
| FP Carmignac Unconstrained Global Bond |  |
| FP Carmignac Patrimoine |  |
| FP Carmignac Global Equity Compounders |  |
| Cazenove Cautious Portfolio |  |
| Cazenove Balanced Portfolio |  |
| Cazenove Balanced Income Portfolio |  |
| Cazenove Growth Portfolio |  |
| Cazenove Aggressive Portfolio |  |
| Cazenove Equity Risk Portfolio |  |
| Cazenove Cautious Active/Passive Portfolio |  |
| Cazenove Balanced Active/Passive Portfolio |  |
| Cazenove Growth Active/Passive Portfolio |  |
| Cazenove Aggressive Active/Passive Portfolio |  |
| Cazenove Equity Risk Active/Passive Portfolio |  |
| Blended 1 |  |
| Blended 2 |  |
| Blended 3 |  |
| Blended 4 |  |
| Blended 5 |  |
| Dynamic Passive 1 |  |
| Dynamic Passive 2 |  |
| Dynamic Passive 3 |  |
| Dynamic Passive 4 |  |
| Dynamic Passive 5 |  |
| Multi Manager Income 1 |  |
| Multi Manager Income 2 |  |
| Multi Manager Income 3 |  |
| Multi Manager Income 4 |  |
| Multi Manager Income 5 |  |
| Multi Manager Total Return 1 |  |
| Multi Manager Total Return 2 |  |
| Multi Manager Total Return 3 |  |
| Multi Manager Total Return 4 |  |
| Multi Manager Total Return 5 |  |
| PanDynamic Defensive |  |
| PanDynamic Cautious Balanced |  |
| PanDynamic Balanced |  |
| PanDynamic Moderate Growth |  |
| PanDynamic Growth |  |
| PanDynamic Aggressive |  |
| PanDynamic Income |  |
| 8AM Clever MPS 3 |  |
| 8AM Clever MPS 4 |  |
| 8AM Clever MPS 5 |  |
| 8AM Clever MPS 6 |  |
| 8AM Clever MPS 7 |  |
| Close Managed Growth Fund |  |
| Close Managed Balanced Fund |  |
| Close Managed Income Fund |  |
| Close Managed Conservative Fund |  |
| Close Tactical Select Passive Growth Fund |  |
| Close DMS Growth |  |
| Close Tactical Select Passive Balanced Fund |  |
| Close DMS Balanced |  |
| Close Tactical Select Passive Conservative Fund |  |
| Close DMS Income Plus |  |
| Close DMS Conservative |  |
| Close Bond Income Portfolio Fund |  |
| Close Growth Portfolio Fund |  |
| Close Balanced Portfolio Fund |  |
| Close Conservative Portfolio Fund |  |
| Close Diversified Income Portfolio Fund |  |
| SVS Cornelian Cautious Fund |  |
| SVS Cornelian Managed Growth Fund |  |
| SVS Cornelian Managed Income Fund |  |
| SVS Cornelian Growth Fund |  |
| FEI Hybrid Risk Level 1 Medium Term |  |
| FEI Hybrid Risk Level 2 Medium Term |  |
| FEI Hybrid Risk Level 3 Medium Term |  |
| FEI Hybrid Risk Level 4 Medium Term |  |
| FEI Hybrid Risk Level 5 Medium Term |  |
| FEI Mosaic Risk Level 1 Medium Term |  |
| FEI Mosaic Risk Level 2 Medium Term |  |
| FEI Mosaic Risk Level 3 Medium Term |  |
| FEI Mosaic Risk Level 4 Medium Term |  |
| FEI Mosaic Risk Level 5 Medium Term |  |
| FEI Responsibly Managed Risk Level 1 Medium Term |  |
| FEI Responsibly Managed Risk Level 2 Medium Term |  |
| FEI Responsibly Managed Risk Level 3 Medium Term |  |
| FEI Responsibly Managed Risk Level 4 Medium Term |  |
| FEI Responsibly Managed Risk Level 5 Medium Term |  |
| Income Stability |  |
| FEI Active Risk Level 1 Medium Term |  |
| FEI Active Risk Level 2 Medium Term |  |
| FEI Active Risk Level 3 Medium Term |  |
| FEI Active Risk Level 4 Medium Term |  |
| FEI Active Risk Level 5 Medium Term |  |
| Multi Asset Allocator Defensive |  |
| Multi Asset Allocator Strategic |  |
| Multi Asset Allocator Growth |  |
| Multi Asset Allocator Adventurous |  |
| Multi Asset Allocator World |  |
| Multi Asset Open Defensive |  |
| Multi Asset Open Strategic |  |
| Multi Asset Open Growth |  |
| Multi Asset Open Adventurous |  |
| Open World |  |
| Multi Asset Income |  |
| Multi Asset Balanced Income |  |
| Multi Asset Income & Growth |  |
| GS Global Multi Asset Conservative Portfolio |  |
| GS Global Multi Asset Balanced Portfolio |  |
| GS Global Multi Asset Growth Portfolio |  |
| Embark Horizon Multi-Asset Fund I |  |
| Embark Horizon Multi-Asset Fund II |  |
| Embark Horizon Multi-Asset Fund III |  |
| Embark Horizon Multi-Asset Fund IV |  |
| Embark Horizon Multi-Asset Fund V |  |
| HSBC Global Strategy Cautious |  |
| HSBC Global Strategy Conservative |  |
| HSBC Global Strategy Balanced |  |
| HSBC Global Strategy Dynamic |  |
| HSBC Global Strategy Adventurous |  |
| HSBC Global MPS Cautious |  |
| HSBC Global MPS Conservative |  |
| HSBC Global MPS Balanced |  |
| HSBC Global MPS Dynamic |  |
| HSBC Global MPS Adventurous |  |
| HSBC Global Sustainable Multi-Asset Cautious Portfolio |  |
| HSBC Global Sustainable Multi-Asset Conservative Portfolio |  |
| HSBC Global Sustainable Multi-Asset Balanced Portfolio |  |
| HSBC Global Sustainable Multi-Asset Dynamic Portfolio |  |
| HSBC Global Sustainable Multi-Asset Adventurous Portfolio |  |
| Invesco Asian Fund (UK) |  |
| Invesco Corporate Bond Fund (UK) |  |
| Invesco Distribution Fund (UK) |  |
| Invesco Global Bond Fund (UK) |  |
| Invesco Global Smaller Companies Fund (UK) |  |
| Invesco Global Targeted Returns Fund (UK) |  |
| Invesco UK Equity High Income Fund (UK) |  |
| Invesco High Yield Fund (UK) |  |
| Invesco China Equity Fund (UK) (was Hong Kong and China) |
 |
| Invesco UK Equity Income Fund (UK) |  |
| Invesco Latin American Fund (UK) |  |
| Invesco Managed Growth Fund (UK) |  |
| Invesco Managed Income Fund (UK) |  |
| Invesco Monthly Income Plus Fund (UK) |  |
| Invesco Pacific Fund (UK) |  |
| Invesco Tactical Bond Fund (UK) |  |
| Invesco UK Smaller Companies Equity Fund (UK) |  |
| Invesco Summit Growth 1 Fund (UK) |  |
| Invesco Summit Growth 2 Fund (UK) |  |
| Invesco Summit Growth 3 Fund (UK) |  |
| Invesco Summit Growth 4 Fund (UK) |  |
| Invesco Summit Growth 5 Fund (UK) |  |
| MPS 4 Income |  |
| MPS 5 Income |  |
| MPS 6 Income |  |
| MPS 2 Growth |  |
| MPS 3 Growth |  |
| MPS 4 Growth |  |
| MPS 5 Growth |  |
| MPS 6 Growth |  |
| MPS 7 Growth |  |
| MPS 8 Growth |  |
| MPS 9 Growth |  |
| MPS 10 Growth |  |
| Janus Henderson MA Absolute Return |  |
| Janus Henderson MM Distribution |  |
| Janus Henderson MM Income & Growth |  |
| Janus Henderson MM Managed |  |
| Janus Henderson MM Active |  |
| Janus Henderson Cautious Managed |  |
| Janus Henderson Core 3 Income |  |
| Janus Henderson Core 4 Income |  |
| Janus Henderson Core 5 Income |  |
| Janus Henderson Core 6 Income & Growth |  |
| Janus Henderson Global Sustainable Equity fund I Acc |  |
| Janus Henderson Institutional Global Responsible Managed fund I Acc |  |
| Jupiter Absolute Return |  |
| Jupiter Strategic Bond |  |
| Jupiter Distribution |  |
| Jupiter Monthly Alternative Income |  |
| Jupiter Merlin Conservative Portfolio |  |
| Jupiter Merlin Income Portfolio |  |
| Jupiter Merlin Balanced Portfolio |  |
| Jupiter Merlin Growth Portfolio |  |
| Jupiter Merlin Worldwide Portfolio |  |
| Multi-Index 3 |  |
| Multi-Index 4 |  |
| Multi-Index 5 |  |
| Multi-Index 6 |  |
| Multi-Index 7 |  |
| Multi-Index Income 4 |  |
| Multi-Index Income 5 |  |
| Multi-Index Income 6 |  |
| Legal & General Future World Multi-Index 4 Fund |  |
| Legal & General Future World Multi-Index 5 Fund |  |
| MPS – Defensive |  |
| MPS – Cautious |  |
| MPS – Balanced |  |
| MPS – Growth |  |
| MPS – Adventurous |  |
| MPS – Strategic Income |  |
| Volare Defensive Fund |  |
| Volare Cautious Fund |  |
| Volare Balanced Fund |  |
| Volare Growth Fund |  |
| Volare Strategic Income Fund |  |
| Sustainable MPS – Defensive |  |
| Sustainable MPS – Cautious |  |
| Sustainable MPS – Balanced |  |
| Sustainable MPS – Growth |  |
| Sustainable MPS – Adventurous |  |
| Liontrust MA Active Dynamic Fund |  |
| Liontrust MA Active Growth Fund |  |
| Liontrust MA Active Intermediate Income Fund |  |
| Liontrust MA Active Moderate Income Fund |  |
| Liontrust MA Active Progressive Fund |  |
| Liontrust MA Active Reserve Fund |  |
| Liontrust MA Positive Future Fund |  |
| Liontrust MA Blended Growth Fund |  |
| Liontrust MA Blended Intermediate Fund |  |
| Liontrust MA Blended Moderate Fund |  |
| Liontrust MA Blended Progressive Fund |  |
| Liontrust MA Blended Reserve Fund |  |
| Liontrust MA Passive Dynamic Fund |  |
| Liontrust MA Passive Growth Fund |  |
| Liontrust MA Passive Intermediate Fund |  |
| Liontrust MA Passive Moderate Fund |  |
| Liontrust MA Passive Progressive Fund |  |
| Liontrust MA Passive Prudent Fund |  |
| Liontrust MA Passive Reserve Fund |  |
| MPS Growth 1 |  |
| MPS Growth 2 |  |
| MPS Growth 3 |  |
| MPS Growth 4 |  |
| MPS Growth 5 |  |
| MPS Growth 6 |  |
| MPS Growth 7 |  |
| MPS Growth 8 |  |
| MPS Income 1 |  |
| MPS Income 2 |  |
| MPS Income 3 |  |
| MPS Income 4 |  |
| MPS Income 5 |  |
| MPS Income 6 |  |
| MPS Dynamic Beta 1 |  |
| MPS Dynamic Beta 2 |  |
| MPS Dynamic Beta 3 |  |
| MPS Dynamic Beta 4 |  |
| MPS Dynamic Beta 5 |  |
| MPS Dynamic Beta 6 |  |
| MPS Dynamic Beta 7 |  |
| MPS Dynamic Beta 8 |  |
| Liontrust Sustainable Future Defensive Managed Fund |  |
| Liontrust Sustainable Future Cautious Managed Fund |  |
| Liontrust Sustainable Future Managed Fund |  |
| Liontrust Sustainable Future Managed Growth Fund |  |
| Liontrust Sustainable Future Global Growth Fund |  |
| WSS Risk Grade 1 |  |
| WSS Risk Grade 2 |  |
| WSS Risk Grade 3 |  |
| WSS Risk Grade 4 |  |
| WSS Risk Grade 5 |  |
| WSS Risk Grade 6 |  |
| WSS Risk Grade 7 |  |
| WSS Risk Grade 8 |  |
| WSS Risk Grade 9 |  |
| WSS Risk Grade 10 |  |
| WSS Income 1 |  |
| WSS Income 2 |  |
| WSS Income 3 |  |
| WSS Income 4 |  |
| WSS Income 5 |  |
| WSS Income 6 |  |
| WSS Dynamic Beta 1 |  |
| WSS Dynamic Beta 2 |  |
| WSS Dynamic Beta 3 |  |
| WSS Dynamic Beta 4 |  |
| WSS Dynamic Beta 5 |  |
| WSS Dynamic Beta 6 |  |
| WSS Dynamic Beta 7 |  |
| WSS Dynamic Beta 8 |  |
| WSS Dynamic Beta 9 |  |
| WSS Dynamic Beta 10 |  |
| Flexible Guaranteed Funds Cautious |  |
| Flexible Guaranteed Funds Balanced |  |
| Flexible Guaranteed Managed Growth |  |
| Balanced Index |  |
| Morningstar Cautious Active Portfolio |  |
| Morningstar Moderately Cautious Active Portfolio |  |
| Morningstar Moderate Active Portfolio |  |
| Morningstar Moderately Adventurous Active Portfolio |  |
| Morningstar Adventurous Active Portfolio |  |
| Morningstar Cautious Passive Portfolio |  |
| Morningstar Moderately Cautious Passive Portfolio |  |
| Morningstar Moderate Passive Portfolio |  |
| Morningstar Moderately Adventurous Passive Portfolio |  |
| Morningstar Adventurous Passive Portfolio |  |
| Morningstar Moderately Cautious Income Portfolio |  |
| Morningstar Moderate Income Portfolio |  |
| Morningstar Multi-Asset Real Return 100 |  |
| Morningstar Multi-Asset Real Return 300 |  |
| Morningstar Multi-Asset Real Return 500 |  |
| Morningstar Multi-Asset Real Return Flexible |  |
| Governed Portfolio – Cautious Growth |  |
| Governed Portfolio – Moderately Cautious Growth |  |
| Governed Portfolio – Moderate Growth |  |
| Governed Portfolio – Moderately Adventurous Growth |  |
| Governed Portfolio – Adventurous Growth |  |
| Governed Portfolio – Moderately Cautious Income |  |
| Morningstar ESG – Cautious Portfolio |  |
| Morningstar ESG – Moderately Cautious Portfolio |  |
| Morningstar ESG – Moderate Portfolio |  |
| Morningstar ESG – Moderately Adventurous Portfolio |  |
| Morningstar ESG – Adventurous Portfolio |  |
| CG Morningstar Multi-Asset 40 |  |
| CG Morningstar Multi-Asset 60 |  |
| CG Morningstar Multi-Asset 80 |  |
| Diversified Income Fund |  |
| Diversified Growth Fund |  |
| Cautious Managed Fund |  |
| MAP |  |
| Global Multi-Asset Total Return Fund |  |
| UK Special Situations |  |
| UK Alpha |  |
| Global Strategic Equity |  |
| Conviction RG1 |  |
| Conviction RG2 |  |
| Conviction RG3 |  |
| Conviction RG4 |  |
| Conviction RG5 |  |
| Conviction RG6 |  |
| Conviction RG7 |  |
| Conviction RG8 |  |
| Conviction RG9 |  |
| Conviction RG10 |  |
| Ethical A RG1 |  |
| Ethical A RG2 |  |
| Ethical A RG3 |  |
| Ethical A RG4 |  |
| Ethical A RG5 |  |
| Ethical A RG6 |  |
| Ethical A RG7 |  |
| Ethical A RG8 |  |
| Ethical A RG9 |  |
| Ethical A RG10 |  |
| Ethical B RG1 |  |
| Ethical B RG2 |  |
| Ethical B RG3 |  |
| Ethical B RG4 |  |
| Ethical B RG5 |  |
| Ethical B RG6 |  |
| Ethical B RG7 |  |
| Ethical B RG8 |  |
| Ethical B RG9 |  |
| Ethical B RG10 |  |
| Ethical C RG1 |  |
| Ethical C RG2 |  |
| Ethical C RG3 |  |
| Ethical C RG4 |  |
| Ethical C RG5 |  |
| Ethical C RG6 |  |
| Ethical C RG7 |  |
| Ethical C RG8 |  |
| Ethical C RG9 |  |
| Ethical C RG10 |  |
| Ethical D RG1 |  |
| Ethical D RG2 |  |
| Ethical D RG3 |  |
| Ethical D RG4 |  |
| Ethical D RG5 |  |
| Ethical D RG6 |  |
| Ethical D RG7 |  |
| Ethical D RG8 |  |
| Ethical D RG9 |  |
| Ethical D RG10 |  |
| Guardian RG1 |  |
| Guardian RG2 |  |
| Guardian RG3 |  |
| Guardian RG4 |  |
| Guardian RG5 |  |
| Guardian RG6 |  |
| Guardian RG7 |  |
| Guardian RG8 |  |
| Guardian RG9 |  |
| Guardian RG10 |  |
| Multi Option Active RG1 |  |
| Multi Option Active RG2 |  |
| Multi Option Active RG3 |  |
| Multi Option Active RG4 |  |
| Multi Option Active RG5 |  |
| Multi Option Active RG6 |  |
| Multi Option Active RG7 |  |
| Multi Option Active RG8 |  |
| Multi Option Active RG9 |  |
| Multi Option Active RG10 |  |
| Multi Option Passive RG1 |  |
| Multi Option Passive RG2 |  |
| Multi Option Passive RG3 |  |
| Multi Option Passive RG4 |  |
| Multi Option Passive RG5 |  |
| Multi Option Passive RG6 |  |
| Multi Option Passive RG7 |  |
| Multi Option Passive RG8 |  |
| Multi Option Passive RG9 |  |
| Multi Option Passive RG10 |  |
| PIM Strat MO Value & Small Cap: Global Passive RG1 |  |
| PIM Strat MO Value & Small Cap: Global Passive RG2 |  |
| PIM Strat MO Value & Small Cap: Global Passive RG3 |  |
| PIM Strat MO Value & Small Cap: Global Passive RG4 |  |
| PIM Strat MO Value & Small Cap: Global Passive RG5 |  |
| PIM Strat MO Value & Small Cap: Global Passive RG6 |  |
| PIM Strat MO Value & Small Cap: Global Passive RG7 |  |
| PIM Strat MO Value & Small Cap: Global Passive RG8 |  |
| PIM Strat MO Value & Small Cap: Global Passive RG9 |  |
| PIM Strat MO Value & Small Cap: Global Passive RG10 |  |
| PIM Strat MO Value & Small Cap: Global Pure RG1 |  |
| PIM Strat MO Value & Small Cap: Global Pure RG2 |  |
| PIM Strat MO Value & Small Cap: Global Pure RG3 |  |
| PIM Strat MO Value & Small Cap: Global Pure RG4 |  |
| PIM Strat MO Value & Small Cap: Global Pure RG5 |  |
| PIM Strat MO Value & Small Cap: Global Pure RG6 |  |
| PIM Strat MO Value & Small Cap: Global Pure RG7 |  |
| PIM Strat MO Value & Small Cap: Global Pure RG8 |  |
| PIM Strat MO Value & Small Cap: Global Pure RG9 |  |
| PIM Strat MO Value & Small Cap: Global Pure RG10 |  |
| PIM Strat MO Value & Small Cap: UK Passive RG1 |  |
| PIM Strat MO Value & Small Cap: UK Passive RG2 |  |
| PIM Strat MO Value & Small Cap: UK Passive RG3 |  |
| PIM Strat MO Value & Small Cap: UK Passive RG4 |  |
| PIM Strat MO Value & Small Cap: UK Passive RG5 |  |
| PIM Strat MO Value & Small Cap: UK Passive RG6 |  |
| PIM Strat MO Value & Small Cap: UK Passive RG7 |  |
| PIM Strat MO Value & Small Cap: UK Passive RG8 |  |
| PIM Strat MO Value & Small Cap: UK Passive RG9 |  |
| PIM Strat MO Value & Small Cap: UK Passive RG10 |  |
| PIM Strat MO Value & Small Cap: UK Pure RG1 |  |
| PIM Strat MO Value & Small Cap: UK Pure RG2 |  |
| PIM Strat MO Value & Small Cap: UK Pure RG3 |  |
| PIM Strat MO Value & Small Cap: UK Pure RG4 |  |
| PIM Strat MO Value & Small Cap: UK Pure RG5 |  |
| PIM Strat MO Value & Small Cap: UK Pure RG6 |  |
| PIM Strat MO Value & Small Cap: UK Pure RG7 |  |
| PIM Strat MO Value & Small Cap: UK Pure RG8 |  |
| PIM Strat MO Value & Small Cap: UK Pure RG9 |  |
| PIM Strat MO Value & Small Cap: UK Pure RG10 |  |
| Tactical Active RG1 |  |
| Tactical Active RG2 |  |
| Tactical Active RG3 |  |
| Tactical Active RG4 |  |
| Tactical Active RG5 |  |
| Tactical Active RG6 |  |
| Tactical Active RG7 |  |
| Tactical Active RG8 |  |
| Tactical Active RG9 |  |
| Tactical Active RG10 |  |
| Tactical Passive RG1 |  |
| Tactical Passive RG2 |  |
| Tactical Passive RG3 |  |
| Tactical Passive RG4 |  |
| Tactical Passive RG5 |  |
| Tactical Passive RG6 |  |
| Tactical Passive RG7 |  |
| Tactical Passive RG8 |  |
| Tactical Passive RG9 |  |
| Tactical Passive RG10 |  |
| Vanguard LifeStrategy Portfolio RG1 |  |
| Vanguard LifeStrategy Portfolio RG2 |  |
| Vanguard LifeStrategy Portfolio RG3 |  |
| Vanguard LifeStrategy Portfolio RG4 |  |
| Vanguard LifeStrategy Portfolio RG5 |  |
| Vanguard LifeStrategy Portfolio RG6 |  |
| Vanguard LifeStrategy Portfolio RG7 |  |
| Vanguard LifeStrategy Portfolio RG8 |  |
| Vanguard LifeStrategy Portfolio RG9 |  |
| Vanguard LifeStrategy Portfolio RG10 |  |
| Premier Miton Multi-Asset Conservative Growth |  |
| Premier Miton Multi-Asset Absolute Return Fund |  |
| Premier Miton Multi-Asset Distribution Fund |  |
| Premier Miton Multi-Asset Monthly Income Fund |  |
| Premier Miton Multi-Asset Growth & Income Fund |  |
| Premier Miton Multi-Asset Global Growth Fund |  |
| Premier Miton Diversified Balanced Growth Fund |  |
| Premier Miton Diversified Cautious Growth Fund |  |
| Premier Miton Diversified Dynamic Growth Fund |  |
| Premier Miton Diversified Growth Fund |  |
| Premier Miton Diversified Income Fund |  |
| Premier Miton Cautious Multi Asset Fund |  |
| Premier Miton Defensive Multi Asset Fund |  |
| Premier Miton Cautious Monthly Income Fund |  |
| Premier Miton Balanced Multi Asset Fund |  |
| Premier Miton Liberation IV Fund |  |
| Premier Miton Liberation V Fund |  |
| Premier Miton Liberation VI Fund |  |
| Premier Miton Liberation VII Fund |  |
| Premier Capital Builder Portfolio |  |
| Premier Capital Builder Plus Portfolio |  |
| Premier Income and Growth Portfolio |  |
| Premier Income Portfolio |  |
| Premier Conservative Portfolio |  |
| Premier High Income Portfolio |  |
| Premier Balanced Portfolio |  |
| Premier Balanced Plus Portfolio |  |
| Premier Growth Portfolio |  |
| Premier Growth Plus Portfolio |  |
| Premier Dynamic Growth Portfolio |  |
| PruFund Cautious |  |
| PruFund Protected Cautious |  |
| PruFund Growth |  |
| PruFund Protected Growth |  |
| PruFund Risk Managed 1 |  |
| PruFund Risk Managed 2 |  |
| PruFund Risk Managed 3 |  |
| PruFund Risk Managed 4 |  |
| PruFund Risk Managed 5 |  |
| WP Optimum Return |  |
| Risk Managed Active 1 |  |
| Risk Managed Active 2 |  |
| Risk Managed Active 3 |  |
| Risk Managed Active 4 |  |
| Risk Managed Active 5 |  |
| Risk Managed Passive 1 |  |
| Risk Managed Passive 2 |  |
| Risk Managed Passive 3 |  |
| Risk Managed Passive 4 |  |
| Risk Managed Passive 5 |  |
| MPS Global Growth |  |
| MPS Growth |  |
| MPS Balanced |  |
| MPS Global Income |  |
| MPS Income |  |
| MPS Conservative |  |
| MPS Cautious |  |
| IDX Growth |  |
| IDX Balanced |  |
| IDX Income |  |
| IDX Conservative |  |
| MPS Global Growth (Platform) |  |
| MPS Growth (Platform) |  |
| MPS Balanced (Platform) |  |
| MPS Global Income (Platform) |  |
| MPS Income (Platform) |  |
| MPS Conservative (Platform) |  |
| IDX Growth (Platform) | |
| IDX Balanced (Platform) |  |
| IDX Income (Platform) |  |
| IDX Conservative (Platform) |  |
| Quilter Investors Cirilium Adventurous Blend Portfolio |  |
| Quilter Investors Cirilium Balanced Blend Portfolio |  |
| Quilter Investors Cirilium Conservative Blend Portfolio |  |
| Quilter Investors Cirilium Dynamic Blend Portfolio |  |
| Quilter Investors Cirilium Moderate Blend Portfolio |  |
| Quilter Investors Creation Adventurous Portfolio |  |
| Quilter Investors Creation Balanced Portfolio |  |
| Quilter Investors Creation Conservative Portfolio |  |
| Quilter Investors Creation Dynamic Portfolio |  |
| Quilter Investors Creation Moderate Portfolio |  |
| Quilter Investors Monthly Income and Growth Portfolio |  |
| Quilter Investors Monthly Income Portfolio |  |
| WealthSelect Active Managed Portfolio 10 |  |
| WealthSelect Active Managed Portfolio 3 |  |
| WealthSelect Active Managed Portfolio 4 |  |
| WealthSelect Active Managed Portfolio 5 |  |
| WealthSelect Active Managed Portfolio 6 |  |
| WealthSelect Active Managed Portfolio 7 |  |
| WealthSelect Active Managed Portfolio 8 |  |
| WealthSelect Active Managed Portfolio 9 |  |
| WealthSelect Blend Managed Portfolio 10 |  |
| WealthSelect Blend Managed Portfolio 3 |  |
| WealthSelect Blend Managed Portfolio 4 |  |
| WealthSelect Blend Managed Portfolio 5 |  |
| WealthSelect Blend Managed Portfolio 6 |  |
| WealthSelect Blend Managed Portfolio 7 |  |
| WealthSelect Blend Managed Portfolio 8 |  |
| WealthSelect Blend Managed Portfolio 9 |  |
| Quilter Investors Cirilium Adventurous Portfolio |  |
| Quilter Investors Cirilium Balanced Portfolio |  |
| Quilter Investors Cirilium Conservative Portfolio |  |
| Quilter Investors Cirilium Dynamic Portfolio |  |
| Quilter Investors Cirilium Moderate Portfolio |  |
| Quilter Investors Generation CPI+ 3 Portfolio |  |
| Strategy 1 |  |
| Strategy 2 |  |
| Strategy 3 |  |
| Strategy 4 |  |
| Strategy 5 |  |
| Strategy 6 |  |
| Cautious |  |
| Balanced |  |
| Income |  |
| Balanced Plus |  |
| Equity |  |
| Equity Plus |  |
| RMAP Total Return |  |
| RMAP Strategic Growth |  |
| RMAP Enhanced Growth |  |
| RMAP Strategic Income |  |
| RMAP Defensive Growth |  |
| RMAP Dynamic Growth |  |
| RL GMAP Conservative |  |
| RL GMAP Defensive |  |
| RL GMAP Balanced |  |
| RL GMAP Growth |  |
| RL GMAP Adventurous |  |
| RL GMAP Dynamic |  |
| Royal London Sustainable Managed Growth Trust |  |
| Royal London Sustainable Managed Income Trust |  |
| Royal London Sustainable World Trust |  |
| Royal London Sustainable Diversified Trust |  |
| Royal London Sustainable Leaders Trust |  |
| Royal London Global Sustainable Equity Fund |  |
| RL Governed Portfolio 1 (l) |  |
| RL Governed Portfolio 2 |  |
| RL Governed Portfolio 3 (s) |  |
| RL Governed Portfolio 4 (l) |  |
| RL Governed Portfolio 5 |  |
| RL Governed Portfolio 6 (s) |  |
| RL Governed Portfolio 7 (l) |  |
| RL Governed Portfolio 8 |  |
| RL Governed Portfolio 9 (s) |  |
| RL GRIP 1 |  |
| RL GRIP 2 |  |
| RL GRIP 3 |  |
| RL GRIP 4 |  |
| RL GRIP 5 |  |
| RSMR Responsible Cautious |  |
| RSMR Responsible Balanced |  |
| RSMR Responsible Dynamic |  |
| RSMR Active 2 |  |
| RSMR Active 3 |  |
| RSMR Active 4 |  |
| RSMR Active 5 |  |
| RSMR Active 6 |  |
| RSMR Active 7 |  |
| RSMR Active 8 |  |
| RSMR Active 9 |  |
| RSMR Active 10 |  |
| RSMR Rfolio Defensive |  |
| RSMR Rfolio Cautious |  |
| RSMR Rfolio Prudent |  |
| RSMR Rfolio Balanced |  |
| RSMR Rfolio Growth |  |
| RSMR Rfolio Dynamic |  |
| RSMR Rfolio Adventurous |  |
| RSMR Rfolio Income |  |
| Russell Investments Classic Plus Secure Model Portfolio |  |
| Russell Investments Classic Plus Cautious Model Portfolio |  |
| Russell Investments Classic Plus Conservative Model Portfolio |  |
| Russell Investments Classic Plus Moderate Model Portfolio |  |
| Russell Investments Classic Plus Balanced Model Portfolio |  |
| Russell Investments Classic Plus Progressive Model Portfolio |  |
| Russell Investments Classic Plus Adventurous Model Portfolio |  |
| Russell Investments Classic Plus Growth Model Portfolio |  |
| Russell Investments Classic Plus Aggressive Model Portfolio |  |
| Russell Investments Classic Plus Aggressive Plus Model Portfolio |  |
| Russell Investments Defensive Assets Fund |  |
| Russell Investments Real Assets Fund |  |
| Russell Investments UK Growth |  |
| Russell Investments International Growth |  |
| Russell Investments MA Growth 1 |  |
| Russell Investments MA Growth 2 |  |
| Russell Investments MA Growth 3 |  |
| Russell Investments MA Growth 4 |  |
| Russell Investments MA Growth 5 |  |
| Russell Investments MA Income |  |
| 2 Portfolio |  |
| 2 Income Portfolio |  |
| 3 Portfolio |  |
| 3 Income Portfolio |  |
| 4 Portfolio |  |
| 4 Income Portfolio |  |
| 5 Portfolio |  |
| 5 Income Portfolio |  |
| 6 Portfolio |  |
| 7 Portfolio |  |
| MPS 20 |  |
| MPS 40 |  |
| MPS 60 |  |
| MPS 80 |  |
| MPS 100 |  |
| Sarasin IE Globalsar Income |  |
| Sarasin GlobalSar – Strategic |  |
| Sarasin IE GlobalSar – Dynamic |  |
| Sarasin Global Equity Real Return |  |
| Sarasin Thematic Global Equity |  |
| Sarasin Responsible Defensive |  |
| Sarasin Responsible Cautious |  |
| Sarasin Responsible Balanced |  |
| Sarasin Responsible Growth |  |
| Sarasin Responsible Equity |  |
| Schroder MM Diversity |  |
| Schroder MM Diversity Balanced |  |
| Schroder MM Diversity Income |  |
| Schroder MM Diversity Tactical |  |
| Schroder MM International |  |
| Schroder MM UK Growth |  |
| Schroder Monthly Income Fund |  |
| Schroder Dynamic Multi Asset |  |
| Schroder Managed Balanced |  |
| Pension Portfolio 1 |  |
| Pension Portfolio 2 |  |
| Pension Portfolio 3 |  |
| Pension Portfolio A |  |
| Pension Portfolio B |  |
| Pension Portfolio 4 |  |
| Pension Portfolio C |  |
| Pension Portfolio 5 |  |
| Premier Pension Portfolio 1 |  |
| Premier Pension Portfolio 2 |  |
| Premier Pension Portfolio 3 |  |
| Premier Pension Portfolio A |  |
| Premier Pension Portfolio B |  |
| Premier Pension Portfolio 4 |  |
| Premier Pension Portfolio C |  |
| Premier Pension Portfolio 5 |  |
| Cautious |  |
| Income |  |
| Pathway 1 |  |
| Pathway 2 |  |
| Pathway 3 |  |
| Pathway 4 |  |
| Pathway 5 |  |
| Moderately Cautious |  |
| Balanced |  |
| Moderately Adventurous |  |
| Adventurous |  |
| Personal Injury |  |
| S&W Defensive Portfolio - 3 |  |
| S&W Defensive Income Portfolio - 4 |  |
| S&W Balanced Income Portfolio - 5 |  |
| S&W Balanced Growth Portfolio - 6 |  |
| S&W Growth Portfolio - 7 |  |
| S&W Dynamic Growth Portfolio - 8 |  |
| PF-MP3 |  |
| PF-MP4 |  |
| PF-MP5 |  |
| PF-MP6 |  |
| PF-MP7 |  |
| Tilney Strategy 1 (MPS Defensive) |  |
| Tilney Strategy 2 (MPS Conservative) |  |
| Tilney Strategy 3 (MPS Cautious) |  |
| Tilney Strategy 3 (MPS Income) |  |
| Tilney Strategy 4 (MPS Balanced) |  |
| Tilney Strategy 5 (MPS Growth) |  |
| Tilney Strategy 6 ( MPS Adventurous) |  |
| Tilney Strategy 7 (MPS Maximum Growth) |  |
| Tilney SMPS Conservative |  |
| Tilney SMPS Cautious |  |
| Tilney SMPS Balanced |  |
| Tilney SMPS Growth |  |
| Tilney SMPS Adventurous |  |
| Tilney SMPS Maximum Growth |  |
| Tilney Platform Model Defensive |  |
| Tilney Platform Model Conservative |  |
| Tilney Platform Model Cautious |  |
| Tilney Platform Model Balanced |  |
| Tilney Platform Model Growth |  |
| Tilney Platform Model Adventurous |  |
| Tilney Platform Model Maximum Growth |  |
| Tilney Platform Model Strategic Income |  |
| Tilney Platform Model Income & Growth |  |
| Vanguard LifeStrategy 20% |  |
| Vanguard LifeStrategy 40% |  |
| Vanguard LifeStrategy 60% |  |
| Vanguard LifeStrategy 80% |  |
| Vanguard LifeStrategy 100% |  |
| VitalityInvest Risk Optimiser 3 |  |
| VitalityInvest Risk Optimiser 4 |  |
| VitalityInvest Risk Optimiser 5 |  |
| VitalityInvest Risk Optimiser 6 |  |
| VitalityInvest Risk Optimiser 7 |  |
| VitalityInvest Global Multi-Manager 3 |  |
| VitalityInvest Global Multi-Manager 4 |  |
| VitalityInvest Global Multi-Manager 5 |  |
| VitalityInvest Global Multi-Manager 6 |  |
| VitalityInvest Global Multi-Manager 7 |  |
| Vitality Ninety One Multi-Asset Income |  |
| Vitality Ninety One Dynamic Multi-Asset |  |
| Waverton Conservative Model Portfolio |  |
| Waverton Defensive Model Portfolio |  |
| Waverton Cautious Model Portfolio |  |
| Waverton Balanced Model Portfolio |  |
| Waverton Growth Model Portfolio |  |
| Waverton Multi-Asset Income |  |
(s) These portfolios were constructed with short investment timelines (5 year) in mind.
(l) These portfolios were constructed with longer investment timelines (15 year) in mind. Otherwise Synaptic Risk Ratings assume a 10 year investment horizon. You should consult Royal London directly for further information before recommending.
About the service: Synaptic Risk Ratings are worked out by analysing the underlying asset classes within the fund or portfolio. Synaptic Software have requested asset allocation information from participating providers in a specific format aligned to the risk framework of the system. These asset classes are used by the model to determine the risk rating, a process that may result in a level of approximation though in most cases this will be insignificant. It is also possible that certain asset classes may not be represented exactly in the manner that providers would prefer.
Reasonable endeavours are made to provide accuracy and consistency, however neither participating providers nor Synaptic Software can be held responsible for any errors or omissions. No recommendation should be made solely on the basis of the Synaptic Risk Ratings, and additional research should be undertaken for any case. This service is intended for use by investment professionals only.
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