Research Blog

Eric Armstrong, Client Director, Synaptic Software

Eric Armstrong
Client Director
Synaptic Software Limited

28 May 2019

Eric Armstrong of Synaptic looks at some of the ways Financial Planners can assess and work with investment risk

It is very difficult to predict the outcome of an investment in the short term, but medium term we can predict much more accurately. It is a similar explanation as to why a dice may have 1 out of 6 outcomes in a throw, meaning the next throw is impossible to predict. However, throw a dice 10k times and the outcome can be predicted with certainty. 

Eric Armstrong, Client Director, Synaptic Software

Eric Armstrong
Client Director
Synaptic Software Limited

30 January 2018

Eric Armstrong of Synaptic Software looks at how Financial Planners can cope and prosper with the MiFIDII investment directive which arrived in January.

As many have commented, themes that have emerged in the new MiFID rules are actually UK regulatory concepts that have been ‘sold in’ to the European bureaucratic machine and returned to the UK as part of Europe wide regulation.

Eric Armstrong, Client Director, Synaptic Software

Eric Armstrong
Client Director
Synaptic Software Limited

15 November 2017

The excellent term ‘densification’ comes from a current campaign from Investec AM in relation to their Diversified Income fund. I like it a lot because it combines the broader defensive qualities that many investors are seeking in their investment choices and includes the role of asset allocation and other strategies in achieving this. It also points to the fact that this is a rising concern appropriate to where we are in ‘relationship to the economic cycle’. It’s worth a look.

Eric Armstrong, Client Director, Synaptic Software

Eric Armstrong
Client Director
Synaptic Software Limited

12 September 2017

Older software, including TVAS and pension switching tools, may soon be past their sell-by-date. The Consultation Process for ‘Advising on Pension Transfers’ is now underway with publication of Consultation paper CP17/16. Issues are coming to a head reflecting that annuity is no longer the default option and guaranteed income is not necessarily the end game.

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