The ‘Death of platforms’ should not provide an excuse for less or poorer due diligence.
‘The Death of platforms’ (The Lang Cat) is one of my favourite quotes for the current period. I say that because it is thought provoking in many ways – reflecting on the role of platforms in defining investment strategies of adviser firms, providing an arena for technological development, and a battle ground for the great vested interests of our industry.
Synaptic insight paints a positive picture for SIPPs in the current evolving Financial Planning landscape.
Osborne’s perfect at retirement storm proves the value of planning and advice.
Chiming in with the kind of perspective on pensions offered by the Daily Mail, Clive Waller opined in his Twitter feed that at 1%, an adviser’s fees ‘represented a quarter of income’ (assuming a 4% safe withdrawal rate). His insight was based on fact that investment returns ‘weren’t what they used to be’ and adviser charging may be disproportionate as a result.